Friday, July 16, 2010

Wow! Long time no post





Ms Green Jeans here...I have been silent a long time now. I will share with those who read the blog just a bit of my story of the last year. Many who read this already know most of it. I lived on property owned by family members until 2000 when I had a chance to buy a neighboring property. It was an owner financed deal. For 10 years I paid monthly payments. With the economy tightening up the owner/seller needed me to finance the land elsewhere. All of the new banking rules made that hard for a self employed person to qualify for a loan. Finally I did. Then I found out much more was owed than was left on my loan.




So the legal battle began. I was served with eviction which was not a legal move so had to battle that. The owner quit making their payments and was two days away from letting it be foreclosed on. In an 11th hour move we saved it from that. Suffice to say it has been a nightmare of a year. The lawsuit settled at the end of June. I could not speak of it before and will not much now because I am so very tired of it. I do have my farm though.




For my farmgirl friends reading this I will warn you to be very careful of this kind of financing. It is one of the main ways of getting a farm or acreage but do not sign papers without consulting a lawyer.




For more than a year I have done nearly nothing to my place. I did not want it to look good because of the foreclosure threat. I wanted a prospective buyer to say "what a mess! that would be more trouble than it is worth." So now the clean up begins. And I have to try to find the dreams I once had about the place.




A lot went wrong this year and much more went right. An excellent attorney, a investor, we had good health. We lost a longtime family member- my oldest dog. She was ancient. I found her on the roadside in 1993. I also have a poodle who has a large cancerous tumor. She thinks she is fine though- runs and romps but I see a dark day coming there.




So on Mothers Day weekend and thanks to some good friends I became a Mom. Of sorts. To the cutest little girl.

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